When the other driver, passengers, or pedestrians are injured in an accident — BI coverage steps in to cover damages from rehab to funeral expenses. Required by most states, BI coverage can include medical bills, prescriptions, lost wages, pain and suffering.

Required by most states, PD covers damages to property (that isn’t yours). This includes things like damage to the other car(s), physical property that’s been involved in the accident. Where you live dictates the minimum coverage required.

If you’re hit by an uninsured driver, this type of coverage will pay for the damage to your vehicle.

When it’s serious, and you’re legally responsible to the other party, you want to have enough insurance to cover you and protect your personal assets.

Comprehensive insurance helps protect you even when you’re not in a crash, with damage to your car caused by events that are out of your control.

Roadside assistance can provide you with flat tire changes, battery jump starts, and more.